There are multiple factors contributing to the rise in fraud - or at least, the emergence of new fraud approaches: people are clearly distracted by the public health emergency, new payment approaches are being used by many, aid is being funnelled to new targets, and stimulus packages are resulting in new payments to individuals and companies. We need to be agile in our response - refocusing our anti fraud measures on the new threats, and focusing our people on the need to be vigilant and cautious in an unfamiliar working environment.