Ricardo drives large-scale digitization projects through effective strategic and operational consulting for clients in the financial services, manufacturing, and logistics sectors.

Ricardo has more than six years of experience, with focus on the areas of process optimization, performance management, master data management, data governance, and product development, modeling, and controlling.

He was previously a project manager at CTcon Management Consultants and an actuary in the CEO office of strategy and transformation at Zurich Insurance Group Germany. ​

Ricardo has a Master of Science in business mathematics from the University of Mannheim. He is a member of the German Association of Actuaries.